https://www.retirerichadvisory.com.au/blog daily 0.75 2024-06-04 https://www.retirerichadvisory.com.au/blog/unlocking-financial-mastery-the-secrets-im-passing-down-to-my-kids-as-a-property-developer-and-educator monthly 0.5 2024-06-04 https://www.retirerichadvisory.com.au/blog/pain-and-migration-are-the-only-solution-to-housing-shortage monthly 0.5 2024-05-22 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/0a9f950a-600f-4c2c-9fb0-1dece14a68f7/Housing+Completions+13-23.jpg Blog - Pain and Migration Are The Only Solution To Housing Shortage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/ab65c454-5d2d-4257-9424-05fa5324d366/Housing+Completions+07-22.png Blog - Pain and Migration Are The Only Solution To Housing Shortage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/who-is-our-ideal-client monthly 0.5 2024-05-13 https://www.retirerichadvisory.com.au/blog/emotional-journey monthly 0.5 2024-05-10 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/db5d2e43-853d-475f-b012-ca6a66ae15fc/Designer6.png Blog - The Emotional Journey When Buying Property - Step 4: Offer and acceptance Emotions: Fear of missing out, fear of paying too much, fear of buying the wrong house https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/017d22fb-fd81-417b-a216-da3bff69f51d/Designer3.png Blog - The Emotional Journey When Buying Property - Step 1: Sign engagement letter and pay engagement fee Feeling: Excitement and questioning if this is the right thing to do and I’ve engaged the right person to do the job https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/4d588747-1340-4001-82d2-ccde1d32e874/Designer5.png Blog - The Emotional Journey When Buying Property - Step 3: Begin search for properties Emotions: Excitement and concern that we won't find the right property for you https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/9f692fc5-6601-43ef-bd1b-1efac0f55f23/designer9.jpeg Blog - The Emotional Journey When Buying Property - Step 7: Unconditional finance approval Emotions: Relief, elation and anxiety at being responsible for all this debt and the repayments https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/d4bc7958-0c0e-4bc9-a81f-e97e8c49c062/Designer93.png Blog - The Emotional Journey When Buying Property - Step 10: Tenant in your house Emotions: Worry they may not be the best/right tenant, they may not pay the rent, they may trash the place and cause problems https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/5ca7c929-70fe-453e-bf07-055120f638e6/Designer4.png Blog - The Emotional Journey When Buying Property - Step 2: Liaise with mortgage broker and accountant Emotions: Confusion and doubt whether everything needs to be so complicated, do we really need to go down this complicated path? Can't we just keep it simple? https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/b2460d16-d069-4372-b064-db9bf2caa9d9/Designer7.png Blog - The Emotional Journey When Buying Property - Step 5: Finance application Emotions: Concern whether you will receive formal approval, is this the right loan and best interest rate? Do I need an offset account? https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/a78f2911-3cec-44ae-a571-28efe619ebaf/Designer8.png Blog - The Emotional Journey When Buying Property - Step 6: Building and pest inspection Emotions: Concern about the details, worry over minor defects, maintenance and general wear and tear https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/0f791040-8d22-4497-a8cb-2578a461e7f7/Designer91.png Blog - The Emotional Journey When Buying Property - Step 8: Variation or extension to finance or settlement dates Emotions: Concern the seller will cancel the contract, concern the deal may fall over, concern there may be penalty interest charged https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/8f3abfbc-d0b5-438c-8a19-5feb7c32fc51/Designer+%281%29.png Blog - The Emotional Journey When Buying Property - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/b79b9071-05da-44d4-b486-756f5734979f/Designer92.png Blog - The Emotional Journey When Buying Property - Step 9: Settlement Emotions: Anxiety that settlement may be delayed, there may be a problem with finance, there might be penalties if we can't settle on time Settlement rarely occurs on the day that it's scheduled for in the original contract of sale. If everything runs smoothly and all parties are ready settlement can happen sooner than anticipated, or more often there are delays on the buying or selling side which pushes settlement out beyond the anticipated date. There are 3 days grace for the settlement date, meaning we can settle 3 days after the date per the contract without issue. If the delay comes from the buying side and there hasn't been a variation signed then the seller has the right to charge penalty interest which normally is a few hundred dollars a day, or 9% of the contract purchase price. Equally, if the delay comes from the seller's side the buyer has the right to charge penalty interest after the 3 day grace period. This doesn't happen often but equally it's not uncommon to see this happen. A very rough estimate would see penalty interest being charged in 1 out of every 10 settlements. https://www.retirerichadvisory.com.au/blog/housing-growth-outstrips-wage-growth-21 monthly 0.5 2024-05-04 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/ac52c85e-42b0-4d28-b5e8-db0cfe0cc3a0/Real+Growth+100y.png Blog - Housing Growth Outstrips Wage Growth 2:1 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/95e49c75-f6fd-46e5-84de-a31402e45bf3/Real+Growth.png Blog - Housing Growth Outstrips Wage Growth 2:1 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/high-income-renters-squeezing-low-income-renters monthly 0.5 2024-05-05 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/0d27afe8-33a9-4c70-a65f-818d3324feb7/Renters.png Blog - High Income Renters Squeezing Low Income Renters - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/worst-housing-deficit-in-history-once-in-a-lifetime-opportunity monthly 0.5 2024-05-05 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/6586690a-522c-49ec-bd26-c0aec16b7f87/Housing+Deficit.png Blog - Worst Housing Deficit In History = Once in a Lifetime Opportunity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/beat-the-market-and-get-extraordinary-gains-with-this-1-simple-strategy-pt-5 monthly 0.5 2024-05-04 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/fb15a540-4312-4f0c-95ba-aa2a39ce98e1/%25+Investors.png Blog - Beat The Market and get Extraordinary Gains By Increasing Borrowing Capacity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/beat-the-market-and-get-extraordinary-growth-with-this-one-simple-strategy-pt-4 monthly 0.5 2024-05-04 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/58a39464-f8d0-419d-9864-9166d78bae74/20y+Perth+Growth+.png Blog - Beat the Market and Get Extraordinary Growth By Timing and Time In the Market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/1644c502-5ed9-4a20-8584-06c403a72701/20y+Growth+Across+Capitals.png Blog - Beat the Market and Get Extraordinary Growth By Timing and Time In the Market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/44f9d548-48a1-4093-9af6-9935e1305e35/Core+Logic+Indices.png Blog - Beat the Market and Get Extraordinary Growth By Timing and Time In the Market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/how-to-beat-the-average-pt-3 monthly 0.5 2024-04-23 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/778511a3-ab8f-41a0-9853-9ebf95f07f83/Stacking+Development.png Blog - Beat the Market and Get Extraordinary Growth with this 1 Simple Strategy pt 3 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/how-to-beat-the-average-pt-2 monthly 0.5 2024-04-23 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/90f8f2bb-85a8-42e7-a0ab-985d643bde56/House+vs+Strata+Growth.png Blog - Beat the Market and Get Extraordinary Growth with this 1 Simple Strategy pt 2 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/units-vs-freehold-growth monthly 0.5 2024-04-23 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/52882c37-2f3d-436f-90c8-2b70919ac133/House+vs+Strata+Growth.png Blog - Beat the Market and Get Extraordinary Growth with this 1 Simple Strategy pt 1 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/perth-inflation-and-property-prices monthly 0.5 2024-04-14 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/a0e156a1-6720-4bae-82d3-288ff7a2a807/WA+Inflation.png Blog - Perth Inflation and property Prices - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/92b6b930-5b1e-4f10-8049-bb64b919c45e/Growth+Against+Median.png Blog - Perth Inflation and property Prices - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/perth-lagging-in-growth-since-covid monthly 0.5 2024-04-14 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/e8655af1-b7f9-4f82-8d49-88108c3d5eb2/Growth+Since+Covid.png Blog - Perth Lagging In Growth Since Covid - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/where-are-we-expecting-to-see-the-most-growth-in-wa-prices monthly 0.5 2024-04-06 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/f22189e5-0a19-4a2c-bea2-38f87999dab7/Mapping.png Blog - Where Are We Expecting To See The Most Growth In WA Prices? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/we-are-rich-in-wa monthly 0.5 2024-04-06 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/533ac26d-c4ac-4653-b2b0-f54173f82e46/2024+Medians.png Blog - We Are Rich In WA - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/ac7ee9d9-3211-4583-a127-e4b299914d70/Income+by+City.png Blog - We Are Rich In WA - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/8017d672-dda8-4c10-8023-d3facde8c403/Income+by+State.png Blog - We Are Rich In WA - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/its-more-affordable-to-buy-than-rent-in-perth monthly 0.5 2024-03-31 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/63f42951-f262-44b5-910f-81fb3e9f6531/Cheaper+to+Buy+then+Rent.png Blog - It’s More Affordable to Buy Than Rent In Perth - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/perth-rentals-a-story-of-affordability monthly 0.5 2024-03-31 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/57edac39-96b7-456a-a09f-fb7334477bc2/Rent+Growth+by+Decile.png Blog - Perth Rentals - A Story of Affordability - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/699e84df-f8dd-4be9-9f4d-159b1c2dff49/March+2020+Rent.png Blog - Perth Rentals - A Story of Affordability - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/land-to-asset-ratio-in-perth-are-build-costs-too-high monthly 0.5 2024-03-31 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/c43b0452-7ff7-439c-9eb5-310c255aefe2/Alkimoc.png Blog - Land to Asset Ratio In Perth - Are Build Costs Too High? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/b4f1e1a8-e66b-4cad-a506-7c1277d45c41/Lot+prices.png Blog - Land to Asset Ratio In Perth - Are Build Costs Too High? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.retirerichadvisory.com.au/blog/perth-and-its-lagging-growth monthly 0.5 2024-04-01 https://images.squarespace-cdn.com/content/v1/65eb12c6a7e9760aa4c47368/a43b9761-e68f-4738-88e5-0c776d372643/Potential+CAGR.png Blog - Perth and It’s Lagging Growth - Make it stand out Whatever it is, the way you 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